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December 21, 2023
Area(s) of Interest: PSLF 

The U.S. Department of Education has extended the deadline for borrowers to consolidate commercial FFEL or Perkins loans into Department of Education government-held loans for Income-Driven Repayment account adjustments from December 31, 2023, to April 30, 2024.

The department has updated the account adjustment page with the new deadline and has posted a new article for borrowers—Seven Things to Know About the Student Loan Payment Count Adjustment—that provides additional details. The article includes important clarifications for defaulted and joint consolidation borrowers, and information for all other borrowers who could benefit from the account adjustment.


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