CMA Sponsored Insurance Programs

Whether you operate independently or as part of a group practice, are beginning your career or considering retirement, this program offers key coverage to help protect you through all stages as a medical provider.

Available Policies

Medical Malpractice

CMA members now have access to Medical Malpractice insurance that helps cover certain costs resulting from claims and litigation brought against you for the services you provide as a medical professional.

Long-Term Disability Insurance

Becoming totally disabled could stop your ability to earn an income in a split second. Make sure you have a reliable financial plan in place that includes long term disability income protection. Members under age 50 may apply for benefits up to $10,000 per month. Members aged 50 to 59 may apply for up to $6,000 per month.

Life Insurance

Life insurance can be a strategic financial tool and provides protection to loved ones and dependents.

Group Health Insurance

Groups have access to local and national medical carriers. Participation members receive full broker and service support, complimentary online benefits administration system and enrollment in Mineral, an HR knowledge base and compliance tool.

Group Dental Insurance

With the group dental program, you have options each time you need dental care. If you use an in-network dentist, your out-of-pocket expenses will be lower. Or you can visit any out-of-network licensed dentist and the plan will pay a percentage of allowable (usual and customary) charges.

Workers' Compensation

Your membership at work! CMA actively works on your behalf to keep your workers' compensation costs low through legislation and aggregating your policies with other practices through the sponsored insurance program. Plus, CMA members get an exclusive discount on Workers' Compensation products.

Business Owners Package

This policy provides property and general liability protection (non-professional) for your practice. Coverage includes replacement cost for buildings and business personal property, theft, employee dishonesty, computer equipment/software, data compromise, loss of business income and extra expense, tenant's legal liability and umbrella limits.

Cyber Protection

Cyber Liability insurance helps businesses survive data breaches and cyber attacks by paying for recovery expenses. When cybercriminals infiltrate a network, hold data hostage or acquire sensitive data, the company they steal from can be held liable for the incident. Cyber Liability insurance will help pay for customer notification, credit monitoring, legal fees and fines after a business experiences a breach.

Auto and Home Insurance

CMA members receive a discount on top of Mercury’s already low rates for both home and automobile coverage. By combining auto and home coverage, CMA members can receive an even deeper discount.


There are several other lines of coverage that should be considered based on the unique insurance needs of the member or associations business operations. Examples may include Employment Practices Liability, Surety Bonds, Non-Profit Directors & Officers coverage and more.

Build Your Tailored Insurance Package Today

Work directly with Lockton Affinity’s dedicated CMA Insurance Program representatives to select the policies you need to build your customized insurance package. Schedule a 15-minute call to get started.

Personal Benefits

Exclusive discounts for CMA members.



Practice Benefits

Substantial savings on everything members need to run a successful practice.



Sponsored Programs

Savings on best-in-class products that provide safety, service and stability.



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Please Note: Lockton Affinity and CMA do not render tax or legal advice. You should consult your advisors regarding applicable tax or legal consideration. The summary above is only provided as a general overview and should not be used to make decisions on coverage. In the event of any conflict between the information above and the policy, the policy will govern.

The CMA Insurance Program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC in California #0795478. Coverage is subject to actual policy terms and conditions. Policy benefits are the sole responsibility of the issuing insurance company. The California Medical Association will receive a royalty fee for the licensing of its name and trademarks as part of the insurance program offered to the extent permitted by applicable law. Not available in all states.

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